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Private personal finance

Know your money.
Keep your privacy.

Just screenshot your bank app — Orbiq reads the transactions for you. Auto-categorize, keep credit utilization inside your target band, and hold every goal on its arc. One private dashboard at the center of it all.

No bank logins Encrypted Zero ads No data sold
Scroll
Screenshot & file import
AI categorization
Multi-currency
No data sold, ever
Everything in one view

Four forces. One calm center.

Everything Orbiq does pulls toward a single private dashboard — money in, money sorted, credit kept healthy, goals on their arc.

IMPORT · 14 read

Screenshot & file import

Screenshot your bank app and Orbiq reads the dates, amounts, and merchants for you — first transactions in under a minute, no export required. Got a file? CSV, Excel, and OFX/QFX/QBO work too. Any bank, any currency.

CATEGORIZE · 5-layer

AI categorization that grows

A five-layer engine normalizes, matches your rules, taps community patterns, then batches the rest through LLM inference — all in seconds. It gets faster and smarter with every import.

BILL HEALTH · util 28%

Smarter recurring & credit

Orbiq auto-detects subscriptions and emails prepayment reminders before your statement closes — so the utilization the credit bureau sees lands inside your target band. Signals to support healthy credit behavior — score changes depend on your action.

GOALS · 4 on track

Budgets & advanced goals

Category budgets and investment goals with linear projection — Orbiq tells you if your current pace will get you there, and what it takes to stay on the arc.

DASHBOARD · live

Smart dashboard

Monthly cash flow, budget pacing, anomaly alerts, and top merchants — your full financial picture at a glance. Everything updates the moment you import.

CURRENCY · 150+ supported

Seamless multi-currency

CAD, USD, INR — live dated exchange rates, one unified view. Import statements in any currency and Orbiq converts them instantly. Switch your display currency with a single click.

TAGS · bulk-apply

Transaction tags

Attach coloured tags to any transaction — independent of categories. Group spending across a vacation, a project, or a client. Filter, bulk-apply, or search with #tagname. Tag by date range in one click.

PWA · offline-ready

Install as an app

Orbiq is a Progressive Web App — add it to your home screen on iPhone, Android, or desktop for a full-screen, native-like experience. Works offline with your last-loaded data.

Explore all features
At the core

It all reports back to you.

Every account, envelope and holding in one calm view — cash flow, budget pacing, anomaly alerts and top merchants at a glance. The day-to-day stays balanced while the long arc keeps compounding.

Top spend · this month
Groceries · $842  · Transport · $290
Live
Screenshot import
3 screenshots  ✓ 14 transactions read
Live
April 2026
Monthly Income$6,240.00
Total Expenses$4,185.32
Net Savings+$2,054.68
Budget StatusOn Track (78%)
Credit Utilization28% of 30% target
Anomalies Detected1 flagged
Getting started

In four stages, you're in.

No bank connections. No API keys. Snap a screenshot — or drag in a file — and you're flying.

01

Snap or upload

Screenshot your bank app, or drag in a CSV / XLS / OFX export — any bank, anywhere.

02

Orbiq reads it

Screenshots become clean rows for review; files auto-detect from the community library.

03

Categorize

A five-layer engine matches your rules, taps community patterns, then LLM-fills the rest — in seconds.

04

Insight

Dashboard, budgets, trends and alerts — all updated in real time, in your currency.

Security & privacy

Nine shells of protection.

Orbiq was built with privacy as a requirement, not an afterthought. Your data goes from your device to your dashboard — never through a third-party bank aggregator.

  • Screenshot, paste, or file import — no bank aggregator in the loop
  • Google OAuth — no password database to breach
  • Export or delete your data anytime — no vendor lock-in
  • Your data is never sold, shared, or used for advertising
Pricing

One plan. One price.

No tiers. No lock-ins. We're transparent about currency too — CAD is CAD, not a quiet USD upcharge.

Monthly plan

Full access

CAD $9 / month

Every feature, every import, every account. Cancel anytime — no contract, no penalty, no questions.

  • Unlimited imports & accounts
  • AI categorization engine
  • Goals, budgets & Bill Health alerts
  • Multi-currency with live conversion
  • Private & encrypted — always
Start CAD $9/mo
Hear what our team has to say about Orbiq

Ready to take control of your money?

Join people worldwide who manage their money without compromising their privacy. Try the demo first — no commitment needed.

Join Orbiq Today
Tweaks
Orbit motion
Orbit speed1.0×
Core color
Starfield